Real Estate Litigation

> Title Insurance Claims

Title insurance protects you when you purchase a property by ensuring that you get the property with clean title. Title insurance may take the form of an owner’s policy or a lender’s policy, and each protects against defective title. Title insurance is typically required when a person purchases a home or property using a mortgage, and title insurance can be purchased on both residential and commercial property.

When a title insurance policy is purchased, a search of the public records is performed to determine if there are any outstanding claims or encumbrances on the property being purchased. If no outstanding claims are identified, a title insurance policy may be issued. If it later turns out that there were outstanding ownership interests or claims against the property, the owner/lender who purchased the property or issued the mortgage can make a title insurance claim so as to avoid personal financial liability.

At PLZ Law, we have extensive experience assisting clients in making title insurance claims. We can help you to meet the procedural requirements and to enforce your rights under the law. We will explain your options to you and otherwise assist you in ensuring that you are protected and face the least possible risk of loss. Contact us today for a free consultation where you can explain your situation and we can provide you with details on how we can help.